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Financial Planning

By Michelle Brennan, RP®

It’s said that human beings stand out from other species by virtue of our ability to think and plan ahead. While that may be true, most of us also have great trouble thinking about or preparing for the long term, as we’re continuously busy in everyday tasks. It’s difficult enough to plan something six months ahead, like a vacation. How on earth are we supposed to think about something in the distant future - like

Nevertheless, thinking in advance and acting on those thoughts is key to being ready
when the future becomes the present.

 How much will I need to save for retirement in order to live comfortably?
 What are my goals?
 When should I start?
 What should I do?
 How much can I count on from Social Security?
 What costs might I run into once I’ve actually retired?

We all need to ask these questions, but with all our short-term preoccupations, we often wait too long to do so. The younger you are, the more distant your retirement–and the greater your ability to compound your returns over time. That window of time
is your greatest advantage. Retirement steps, along with a financial plan, can help you cut through the haze and see the realities that will make your golden years truly golden! Call to have a plan done today.

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